Knowing what you can afford is the first step, Come to the Process informed!
Pre-qualifying for a mortgage is an important first step in the homebuying process. You can find out exactly how much the bank is willing to lend you. Knowing what you can buy will empower your search!
When you pre-qualify you will discover;
How much you can afford for a new property.
Your minimum down payment and the advantages of higher down payments.
What you can afford in monthly payments.
It is extremely helpful when looking at available properties to know exactly which properties are in your price range and how much you can afford to bend for "the perfect home". We can help walk you through these steps and help you get armed with the knowledge you need to make that exciting purchase! 
Radon gas can be a worry for homeowners. This naturally occurring substance has been found in homes throughout the country. It is odorless, colorless and undetectable without sophisticated testing. Radon has been linked to many diseases, and environmental experts caution that it should be tested. Remember that if radon gas is detected, it can usually be removed at a relatively low cost with simple ventilation systems.
If you are concerned about radon in your home, you can have it tested. You can contact your nearest branch of the Environmental Protection Agency for information about how to find a reputable company qualified to perform the tests. If you are buying a new home in an area where radon has been a problem, you might consider including a radon test as part of the structural contingency clause. And if you are planning to sell your home, you can test it for radon before placing it on the market. If there is no problem, your fears will be put to rest, and even if radon is detected, it is neither difficult nor costly to correct.
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| Q |
What is the least affordable metropolitan housing market in the United States?
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| A |
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation. |
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- NUMBER1EXPERT™ 
